RedSTART x Money Ready

RedSTART Educate is now part of Money Ready. Together, we’re building a stronger, smarter, and more unified response to the UK’s financial literacy crisis.

Young adults and Money Ready trainer in workshop

Young adult programmes

Our young adult programmes equip 16-25-year-olds with the essential money management skills they need to navigate major life transitions.

Young adults and Money Ready trainer in workshop

Money management for young adults

Our programmes are designed to provide practical, real-world financial knowledge. Sessions are interactive, engaging, and tailored to suit the needs of each group. Participants can also earn a Level 1 Personal Money Management qualification.  

Our workshops focus on debt prioritisation, money management, and independent living. Delivered through councils, charities and non-mainstream education institutions, we provide young adults, including those often not in employment, education or training or leaving care, with tools to manage their money with confidence.

Money Ready’s expert trainers will come to your organisation with our colourful resources including worksheets, Powerpoints, and audio-visual aids to deliver our workshops. Every £1 spent on Money Ready’s young adult programmes creates £4.47 in social value and the impact increases as time goes on. 

Some workshops are also available to be delivered virtually instead of in-person, please specify on the form when requesting a session if you are interested in an online session or would like any adaptations to the workshop. 

Impact after our programmes

In the 2023-24 academic year, our programmes reached over 50,000 children and young people, equipping them with essential money management skills at a time when financial literacy and fluency are more important than ever.
  • 60%

    the average

    debt reduction of young adults after our programmes

  • 32%

    reduction

    in young people failing to keep up with priority payments

  • 93%

    of learners

    said they will now start a new savings habit

Session topics

Sources of income, employment and self-employment and employee rights.

Reading a payslip, taxes, National Insurance, student loans and pensions.

Household costs, comparing products, and ways to pay.

Planning a budget, adjusting for expenses, and saving.

Choosing the right accounts and understanding savings.

Credit scores, loans, debt management, and avoiding pitfalls.

Understanding legal protections to avoid financial loss.

The risks and impacts of gambling on finances.

Managing rent, utilities, and tenancy agreements.

In addition to the core topics, participants and organisers can select from a range of optional modules to tailor their learning experience:

  • Full Modules (45 min – 1 hour): Saving & Investing, Public Spending, Debt, Keeping Safe, Saving for Retirement
  • Mini Modules (30 min): Credit Scores, Household Costs, Loan Sharks, Savings Goals, Student Loans, Insurance

Request a session

Get money ready with us! To request a financial education programme anywhere in the UK, please complete a short form and we’ll be in touch. Our programmes are fully funded and delivered directly in-person while some are available online. Many sessions can be tailored to meet the needs of your group.

Brilliant workshop to help young people face financial challenges. A great and worthwhile resource, important for all youths, especially care leavers. Can’t wait until the next one!
Dawn Mason, Personal Advisor, London Borough of Bexley