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A group of youngsters being taught about money

Our impact

We’ve been delivering expert financial education to children, young people, and adults across the UK for 20 years.

A group of youngsters being taught about money

The need

  • 48%

    7-11 year olds

    Say they didn't receive key elements of financial education at school or at home.

  • 70%

    18-24 year olds

    Spend money on something they have second thoughts about.

  • 41%

    Parents

    are concerned about pressure on children to make purchases.

a male trainer with some students

Our approach

We make money lessons fun, engaging, and memorable using games, videos, and real-life scenarios and challenges. We tailor sessions for ages 4-40, helping participants become confident savers, spenders, and consumers. Many 16+ programmes also offer a Level 1 Money Management qualification.

All sessions are designed and led by Money Ready trainers who know how to connect and deliver lasting impact on life’s big money decisions.

Find out more about our programmes

Our impact

  • 74%

    improved their financial knowledge

    (of learners aged 16+)

  • 70%

    of children

    stick to their money saving plans a year later

  • 93%

    of learners

    said they will now start a new savings habit as a result of their programme

Young Adult Saffron Essex 1 Scaled E1747675202895

Impact stories

Discover what it's like to take part in a financial education session at Money Ready with these learner spotlights.

View learner spotlights

Annual reports

In the 2025-26 academic year, we supported a total of 66,357 learners – a 12% increase from 2024-25. We delivered 3,638 programmes, averaging around 70 programmes per week, across 1,128 days of delivery. We awarded 4,728 money management accreditations, and 1,039 volunteers contributed 4,990 hours to our work.

View our impact reports across the years:

2025/26 

2024/25

2023/24

2022/23

2021/22

2020/21

2019/20

2018/19

2017/18

Our history

We’re Money Ready – but you might know us formerly as MyBnk. MyBnk was founded in 2005 by Lily Lapenna, who went on to serve as our first CEO. With a background in international development across Africa and Asia – including work in education in Zimbabwe and with BRAC in Bangladesh – Lily saw first-hand the transformative impact of financial empowerment. Inspired by the microfinance model of Grameen Bank, she recognised how financial education could unlock potential, helping young people build money skills and achieve greater self-sufficiency.

For the last two decades since, we’ve been running sessions on topics such as saving, budgeting, and debt, reaching over 485,000 learners.