Monday 9th February: Spending smartly
Explore practical ways to stretch your money further, avoid waste, and make confident day-to-day spending choices.
Join our free monthly webinar to help you get money ready for life’s next steps.
Take control of your money with Money Ready Mondays, a free online webinar series designed for adults aged 18–40. Every month, we cover practical financial topics to help you budget, spend smartly, borrow safely, and plan for the future. From understanding debt and bank accounts to managing the cost of living and preparing for the festive season, our expert-led sessions give you the knowledge and confidence to make money decisions that work for you.
Each session is live, interactive, and completely free—making it easier than ever to get money ready.
All webinars take place monthly on Microsoft Teams on a Monday from 4.00 – 5.00pm.
Please note these sessions are not recorded.
Explore practical ways to stretch your money further, avoid waste, and make confident day-to-day spending choices.
Understand the different types of bank accounts, how they work, and how to choose the right one for your needs.
Get a clear overview of the financial support available, how to check your eligibility, and where to access trusted guidance.
Learn when borrowing makes sense, how to compare credit options, and how to avoid costly pitfalls.
Identify different types of debt, understand interest and repayment options, and learn how to manage or reduce what you owe.
Discover tips to handle rising household costs, reduce regular bills, and stay on top of essential expenses.
Build confidence in reading and understanding contracts—from rental agreements to everyday service contracts—and know your rights.
Compare the different ways to finance a vehicle, from loans to leases, and understand the long-term costs of car ownership.
Prepare for the new tax year with guidance on allowances, thresholds, key dates, and how to make the most of annual financial changes.
Get to grips with how pensions work, why they matter, and the simple steps you can take now to build long-term security.
Plan ahead to enjoy the festive season without financial stress, with strategies for budgeting, saving, and avoiding seasonal debt.
It was a really good session. The session was easy-going, with a good mix of learning and participation. Ideal for anyone, whether new to budgeting or if you've been doing it for years and want a fresh take.Ruth, Budgeting webinar participant
Curious about borrowing or budgeting, earning or saving? Check out our knowledge base articles.