Three young women sat outside talking

Global Money Week 2026: Smart Money Talks

Three young women sat outside talking

The best way to gain confidence with your finances? Talk about it. Personal finances can feel daunting, stressful, or even taboo. Every day we have so many decisions to make about money that shape our lives – decisions about spending, saving, borrowing, keeping our money safe – and these decisions are often harder than they should be.

Our research shows that young people aren’t making bad financial decisions — they’re making no decisions. 47% have avoided major financial decisions because they don’t know where to start, the highest of any group we surveyed (Cost of Not Knowing, Money Ready, 2025.)

If you don’t feel confident asking money-related questions, don’t know who to talk to about money or are afraid to share about money problems, you’re not alone.

Smart money talks

This Global Money Week, we want to encourage young people to talk about money. By speaking up and asking questions, you can gain the confidence and skills you need to manage your money wisely.

Because the small decisions early in adulthood can have a lasting impact. When people aren’t taught how the system works or given the confidence to navigate it, the cost can be high. Our latest campaign, the Cost of Not Knowing, aims to address this challenge at a systemic level.

For this week, our key message to people across the UK is to start having smart money talks. Open conversations build confidence and help to avoid pitfalls, leading to healthier financial habits and better financial wellbeing. Throughout the week, we’ll be sharing practical conversation starters to help young people feel confident talking about their finances, real stories from our staff about money mistakes and learnings, and accessible information to help you manage your money with confidence.

We’re also excited to host our third Big Money Lesson this week. Taking place on Thursday 19th March at 10am, The Big Money Lesson is our version of a ‘smart money talk’ in action. Focused on borrowing, expert Money Ready trainers Nia and Paul will be helping pupils understand why financial decisions shouldn’t be made in silence — and how knowing the right questions to ask before you borrow can lead to safer, more confident choices.

The Big Money Lesson: Thurs 19th March 10am on teams, free to join

What’s going on?

  • Monday: Get involved – Share your money tips and learnings with us @moneyreadyuk and sign up for the Big Money Lesson ahead of Thursday’s live webinar
  • Tuesday: Learning from mistakes – Look out for our staff videos all about learning from your money mistakes
  • Wednesday: Get talking – Practical tips to start a conversation with someone you trust about your finances on our socials, and a new feature on our Learning Hub written John Webb, Head of Consumer Affairs, at our partners Experian all about what questions to ask to understand your credit score
  • Thursday: It’s all about borrowing – The Big Money Lesson takes place at 10am, and we’ll be sharing a new guest blog written by Olly Cheng, Senior Financial Planning Director, at our partners Rathbones Group PLC all about borrowing and debt
  • Friday: Sharing is caring – We’ll be sharing more smart money talks from our audience to share knowledge and help you fight the cost of not knowing

Get involved

  • Join us at The Big Money Lesson! Sign up now.
  • Follow along with us on social media @moneyreadyuk
  • Share your money story with us. It can be a habit you’ve picked up, a lightbulb moment to improve your financial wellbeing, a mistake you’ve learned from, or anything in between. Share with us on social media @moneyreadyuk or email [email protected]

Smart money talks start with a single conversation. Whether you join us for the Big Money Lesson, share your own money story to help others, or simply start talking to someone you trust about your finances — this week is your invitation to begin.

A picture showing people in pairs having discussion

Share your smart money talk with us

Do you have a great money tip to share with others? Is there a lightbulb moment you learned a while ago that's improved your financial wellbeing? Or is there a mistake you’ve learned from that you think could benefit others? Let us know and we'll share our best smart money talks later in the week.